The most direct way to reach Matthew is to call or text (512) 952-1125. You can also email matt@matt.mortgage, schedule a consultation, or use the form below. Your information goes to Matthew only — it isn't sold to lead lists.
Ways to reach Matthew
Call or text
Talk through your situation live, or send a text with where you're buying and whether it's a purchase or refinance. Matthew will reply with next steps.
Good for sending a listing link, PCS orders timeline, or questions you want answered in writing. Please don't email Social Security numbers, account numbers, or full service records.
Schedule a consultation
Pick a time that fits your schedule — helpful across time zones or around duty hours — for a focused call about eligibility, entitlement, and your options.
Ready to take the next step? You can start a secure pre-approval application online, or fill out the short form at the bottom of this page.
What to have ready
You don't need all of this to start, but the more Matthew knows, the more specific the answers can be:
- Your DD-214 or COE, if you have it — or a statement of service if you're on active duty, or points statements if you're Guard or Reserve. If you don't have a COE yet, Matthew can often request it. See Certificate of Eligibility.
- Where you're buying — city and state, or the address if you've found a home. This confirms Matthew can help there.
- Your timeline — when you'd like to move, and any PCS report date or separation date.
- Your current VA loan, if refinancing — the servicer, approximate balance, and when the loan closed, so Matthew can check IRRRL seasoning and whether a cash-out refinance makes more sense.
- Any prior VA loans — whether they're paid off, sold, or still active, since that affects entitlement.
- General financial picture — employment type, approximate income, and any known credit issues. Everything is verified later through the application.
What happens after you reach out
- A direct conversation. Matthew asks about your service, where you're buying, and your goals, and answers your questions in plain English.
- Eligibility and entitlement check. Matthew can request your COE and review your entitlement, including whether county limits matter for your purchase.
- Pre-approval. If it makes sense, you'll complete a secure application so Matthew can review credit, income, and assets and issue a pre-approval, subject to underwriting.
- Offer and appraisal support. Matthew works with your agent on the offer, the VA appraisal, and any MPR repair items.
- Updates through closing. You'll hear from Matthew directly at each milestone — no handoffs to a call center.
If VA isn't the best fit, Matthew will say so and compare alternatives — see VA vs. FHA vs. USDA.
About Matthew Brown
Matthew Brown is a Sr. Loan Originator / Mortgage Broker, NMLS #1254520, based in Austin, Texas. He helps Veterans, service members, and surviving spouses use their VA home loan benefit with clear explanations of eligibility, entitlement, the funding fee, and the appraisal process — and honest answers when another program fits better.
Matthew is licensed in multiple states. Tell Matthew where you're buying and he'll confirm he can help there. You can verify his licensing at NMLS Consumer Access. His main site is Matt.Mortgage.
Frequently asked questions
Is there a cost to talk with Matthew?
No. The initial conversation and scenario review are free and carry no obligation.
Will contacting Matthew affect my credit?
No. Calling, texting, or emailing doesn't involve a credit check. A credit report is pulled only if you choose to apply, and you'll know before it happens.
Can Matthew help if I'm stationed overseas or buying out of state?
Possibly. Matthew is licensed in multiple states — tell him where you're buying and he'll confirm he can help there. Calls can be scheduled around time zones and duty hours.
Ask Matthew about your VA home loan
Tell Matthew a little about the property and your plans. He'll follow up by phone or email — no obligation.
Prefer to start now? Start your pre-approval · Schedule a call · (512) 952-1125
Your information goes to Matthew only — it isn't sold to lead lists. Please don't include Social Security or account numbers.